Terms of use

Effective 11.11.2019

Rights to Contents and Intellectual Property


©All work herein is the Intellectual Property of Michael A. Koby

©All rights to the works herein are owned & controlled expressly by Michael A. Koby

©No work herein may be kept, shared, sold, reprinted, or reused without the express permission of Michael A. Koby

©Michael A. Koby is turtleheartdezign and controls all the rights to works within the website- turtleheartdezign.com


The copyrights to all original materials, content, selection, and arrangement of the Website (including text, user, and visual interfaces, images, look and feel, design, sound, etc. and any underlying software and computer codes) are proprietary to Michael A. Koby, turtleheartdezign.com, turtleheartdezign, its parents, affiliates, subsidiaries, or third party licensors. You may not copy, reproduce, post on any other Website, republish, upload, encode, modify, translate, publicly perform or display, commercially exploit, distribute or transmit any portion of this Website or make any derivative works from this Website in any way without the express prior written consent of Michael A. Koby, turtleheartdezign.com & turtleheartdezign.

Any name, logo, trademark, service mark, patent, design, copyright, domain name or other intellectual property appearing on this Website is owned or licensed by Michael A. Koby, turtleheartdezign.com, & turtlehearrdezign or its parents, affiliates, or subsidiaries and may not be used by you without the prior written consent of Michael A. Koby, turtleheartdezign.com, turtleheartdezign, who is the appropriate sole owner. Your use of this Website does not grant you any right, title, interest or license to any such intellectual property appearing on this Website. Any unauthorized use of the content of this Website may subject You to civil or criminal penalties.


Use of this Website:

turtleheartdezign.com:

Michael A. Koby & turtleheartdezign owns & maintains this Website for your personal purchases, entertainment, information and education. You should feel free to browse the Website. However, all copying (whether electronic, hard copy, or other format) is prohibited and may breach intellectual property laws and other laws worldwide. All commercial use of all or part of this Website is prohibited except under Michael A. Koby’s and turtleheartdezign’s express written consent.

All rights not expressly granted here are reserved to Michael A. Koby, turtleheartdezign.com, & turtleheartdezign.

You may not use any computer program tools, including, but not limited to, web spiders, bots, indexers, robots, crawlers, harvesters, or any other automatic device, program, algorithm, or methodology, or any similar equivalent process ("Tools") to access, acquire, copy or monitor any portion of the Website or content, or in any way reproduce or circumvent the navigational structure or presentation of the site or any content, to obtain or attempt to obtain materials, documents or information through any means not purposely made available through the Website. Tools that use the Website shall be considered agents of the individuals who control or author them.

This Website is Monitored for Security Purposes & to establish prohibited copyright infringement & theft of visual and all intellectual property.

Website Built & Smudged by Michael A. Koby

Web Architect & Creative Director

© Michael A. Koby, turtleheartdezign 2019-2025